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Terms & Conditions

Terms and Conditions

Terms and Conditions last updated: 2026-10-08

 

Table of Contents

 

1. Introduction

2. Acceptance of Terms

3. Eligibility

4. Account Creation

5. Subscription & Billing

6. Payment Methods

7. Subscription Cancellation

8. User Conduct

9. Privacy and Data Protection

10. Limitation of Liability

11. Dispute Resolution

12. Modifications to the Terms

13. Feedback and Suggestions

14. Governing Law

15. Contact Us

16. Entire Agreement


1. Introduction

Welcome to FlexValy! These Terms and Conditions govern your use of our services. By accessing or using our platform, you agree to abide by the terms outlined below. If you do not agree, please refrain from using our services.

2. Acceptance of Terms

By signing up for or using our services, you confirm that you agree to these Terms. We reserve the right to update these terms at any time. It is your responsibility to review them regularly.

3. Eligibility

You must be at least 18 years old, or the legal age of majority in your jurisdiction, to use FlexValy. If you are under 18, do not access our services. We may limit access based on geographic location or other restrictions.

4. Account Creation

To access FlexValy’s features, you must create an account. You are responsible for providing accurate information during registration and maintaining the confidentiality of your account details. Notify us immediately if you suspect any unauthorized access to your account.

5. Subscription & Billing

FlexValy offers a variety of subscription plans. Details regarding the pricing, subscription terms, and billing cycles are displayed below:

Product Country Trial Trial Price Recurring
FlexValy PROFESSIONAL Argentina 3 days 0.01 ARS every 28 days for 51276.99 ARS
FlexValy PROFESSIONAL Austria 3 days 0.01 EUR every 28 days for 44.99 EUR
FlexValy PROFESSIONAL Australia 3 days 0.01 AUD every 28 days for 64.99 AUD
FlexValy PROFESSIONAL Belgium 3 days 0.01 EUR every 28 days for 44.99 EUR
FlexValy PROFESSIONAL Bulgaria 3 days 0.01 EUR every 28 days for 39.99 EUR
FlexValy PROFESSIONAL Canada 3 days 0.01 CAD every 28 days for 71.99 CAD
FlexValy PROFESSIONAL Switzerland 3 days 0.01 CHF every 28 days for 44.99 CHF
FlexValy PROFESSIONAL Chile 3 days 1.00 CLP every 28 days for 44197.00 CLP
FlexValy PROFESSIONAL Colombia 3 days 0.01 COP every 28 days for 110775.00 COP
FlexValy PROFESSIONAL Czech Republic 3 days 0.01 CZK every 28 days for 977.99 CZK
FlexValy PROFESSIONAL Germany 3 days 0.01 EUR every 28 days for 49.99 EUR
FlexValy PROFESSIONAL Denmark 3 days 0.01 DKK every 28 days for 336.99 DKK
FlexValy PROFESSIONAL Ecuador 3 days 0.01 USD every 28 days for 44.99 USD
FlexValy PROFESSIONAL Estonia 3 days 0.01 EUR every 28 days for 39.99 EUR
FlexValy PROFESSIONAL Spain 3 days 0.01 EUR every 28 days for 39.99 EUR
FlexValy PROFESSIONAL Finland 3 days 0.01 EUR every 28 days for 49.99 EUR
FlexValy PROFESSIONAL France 3 days 0.01 EUR every 28 days for 44.99 EUR
FlexValy PROFESSIONAL United Kingdom 3 days 0.01 GBP every 28 days for 37.99 GBP
FlexValy PROFESSIONAL Greece 3 days 0.01 EUR every 28 days for 39.99 EUR
FlexValy PROFESSIONAL Hong Kong 3 days 0.01 HKD every 28 days for 351.99 HKD
FlexValy PROFESSIONAL Croatia 3 days 0.01 EUR every 28 days for 39.99 EUR
FlexValy PROFESSIONAL Hungary 3 days 0.01 HUF every 28 days for 14720.00 HUF
FlexValy PROFESSIONAL Indonesia 3 days 1.00 IDR every 28 days for 602199.00 IDR
FlexValy PROFESSIONAL Republic of Ireland 3 days 0.01 EUR every 28 days for 44.99 EUR
FlexValy PROFESSIONAL Israel 3 days 0.01 ILS every 28 days for 138.99 ILS
FlexValy PROFESSIONAL Iceland 3 days 0.01 EUR every 28 days for 39.99 EUR
FlexValy PROFESSIONAL Italy 3 days 0.01 EUR every 28 days for 44.99 EUR
FlexValy PROFESSIONAL Japan 3 days 1.00 JPY every 28 days for 7077.00 JPY
FlexValy PROFESSIONAL Korea 3 days 1.00 KRW every 28 days for 60269.00 KRW
FlexValy PROFESSIONAL Kazakhstan 3 days 0.01 USD every 28 days for 44.99 USD
FlexValy PROFESSIONAL Liechtenstein 3 days 0.01 CHF every 28 days for 44.99 CHF
FlexValy PROFESSIONAL Lithuania 3 days 0.01 EUR every 28 days for 39.99 EUR
FlexValy PROFESSIONAL Luxembourg 3 days 0.01 EUR every 28 days for 49.99 EUR
FlexValy PROFESSIONAL Latvia 3 days 0.01 EUR every 28 days for 39.99 EUR
FlexValy PROFESSIONAL Morocco 3 days 0.01 USD every 28 days for 44.99 USD
FlexValy PROFESSIONAL Monaco 3 days 0.01 EUR every 28 days for 44.99 EUR
FlexValy PROFESSIONAL Moldova 3 days 0.01 USD every 28 days for 44.99 USD
FlexValy PROFESSIONAL Malta 3 days 0.01 EUR every 28 days for 39.99 EUR
FlexValy PROFESSIONAL Mexico 3 days 0.01 MXN every 28 days for 621.99 MXN
FlexValy PROFESSIONAL Malaysia 3 days 0.01 MYR every 28 days for 183.99 MYR
FlexValy PROFESSIONAL Netherlands 3 days 0.01 EUR every 28 days for 49.99 EUR
FlexValy PROFESSIONAL Norway 3 days 0.01 NOK every 28 days for 525.99 NOK
FlexValy PROFESSIONAL New Zealand 3 days 0.01 NZD every 28 days for 89.99 NZD
FlexValy PROFESSIONAL Peru 3 days 0.01 USD every 28 days for 44.99 USD
FlexValy PROFESSIONAL Philippines 3 days 0.01 PHP every 28 days for 2089.99 PHP
FlexValy PROFESSIONAL Poland 3 days 0.01 PLN every 28 days for 175.99 PLN
FlexValy PROFESSIONAL Portugal 3 days 0.01 EUR every 28 days for 44.99 EUR
FlexValy PROFESSIONAL Paraguay 3 days 0.01 USD every 28 days for 44.99 USD
FlexValy PROFESSIONAL Qatar 3 days 0.01 QAR every 28 days for 124.99 QAR
FlexValy PROFESSIONAL Romania 3 days 0.01 RON every 28 days for 212.99 RON
FlexValy PROFESSIONAL Serbia 3 days 0.01 EUR every 28 days for 39.99 EUR
FlexValy PROFESSIONAL Saudi Arabia 3 days 0.01 SAR every 28 days for 128.99 SAR
FlexValy PROFESSIONAL Sweden 3 days 0.01 SEK every 28 days for 531.99 SEK
FlexValy PROFESSIONAL Singapore 3 days 0.01 SGD every 28 days for 56.99 SGD
FlexValy PROFESSIONAL Slovenia 3 days 0.01 EUR every 28 days for 39.99 EUR
FlexValy PROFESSIONAL Slovakia 3 days 0.01 EUR every 28 days for 39.99 EUR
FlexValy PROFESSIONAL Turkey 3 days 0.01 EUR every 28 days for 39.99 EUR
FlexValy PROFESSIONAL Taiwan 3 days 0.01 TWD every 28 days for 1420.99 TWD
FlexValy PROFESSIONAL Uruguay 3 days 0.01 USD every 28 days for 44.99 USD
FlexValy PROFESSIONAL Vietnam 3 days 1.00 VND every 28 days for 873999.00 VND
FlexValy PROFESSIONAL South Africa 3 days 0.01 ZAR every 28 days for 589.99 ZAR
FlexValy STARTER Argentina 5 days 0.01 ARS every 28 days for 47760.99 ARS
FlexValy STARTER Austria 5 days 0.01 EUR every 28 days for 39.99 EUR
FlexValy STARTER Australia 5 days 0.01 AUD every 28 days for 49.00 AUD
FlexValy STARTER Belgium 5 days 0.01 EUR every 28 days for 39.99 EUR
FlexValy STARTER Bulgaria 5 days 0.01 EUR every 28 days for 29.99 EUR
FlexValy STARTER Canada 5 days 0.01 CAD every 28 days for 63.99 CAD
FlexValy STARTER Switzerland 5 days 0.01 CHF every 28 days for 44.99 CHF
FlexValy STARTER Chile 5 days 1.00 CLP every 28 days for 31945.00 CLP
FlexValy STARTER Colombia 5 days 0.01 COP every 28 days for 126472.99 COP
FlexValy STARTER Czech Republic 5 days 0.01 CZK every 28 days for 736.99 CZK
FlexValy STARTER Germany 5 days 0.01 EUR every 28 days for 49.99 EUR
FlexValy STARTER Denmark 5 days 0.01 DKK every 28 days for 298.99 DKK
FlexValy STARTER Ecuador 5 days 0.01 USD every 28 days for 33.99 USD
FlexValy STARTER Estonia 5 days 0.01 EUR every 28 days for 29.99 EUR
FlexValy STARTER Spain 5 days 0.01 EUR every 28 days for 29.99 EUR
FlexValy STARTER Finland 5 days 0.01 EUR every 28 days for 49.99 EUR
FlexValy STARTER France 5 days 0.01 EUR every 28 days for 39.99 EUR
FlexValy STARTER United Kingdom 5 days 0.01 GBP every 28 days for 34.99 GBP
FlexValy STARTER Greece 5 days 0.01 EUR every 28 days for 29.99 EUR
FlexValy STARTER Hong Kong 5 days 0.01 HKD every 28 days for 269.99 HKD
FlexValy STARTER Croatia 5 days 0.01 EUR every 28 days for 29.99 EUR
FlexValy STARTER Hungary 5 days 0.01 HUF every 28 days for 11667.00 HUF
FlexValy STARTER Indonesia 5 days 1.00 IDR every 28 days for 585966.00 IDR
FlexValy STARTER Republic of Ireland 5 days 0.01 EUR every 28 days for 39.99 EUR
FlexValy STARTER Israel 5 days 0.01 ILS every 28 days for 108.99 ILS
FlexValy STARTER Iceland 5 days 0.01 EUR every 28 days for 29.99 EUR
FlexValy STARTER Italy 5 days 0.01 EUR every 28 days for 39.99 EUR
FlexValy STARTER Japan 5 days 1.00 JPY every 28 days for 5489.00 JPY
FlexValy STARTER Korea 5 days 1.00 KRW every 28 days for 52251.00 KRW
FlexValy STARTER Kazakhstan 5 days 0.01 USD every 28 days for 33.99 USD
FlexValy STARTER Liechtenstein 5 days 0.01 CHF every 28 days for 44.99 CHF
FlexValy STARTER Lithuania 5 days 0.01 EUR every 28 days for 29.99 EUR
FlexValy STARTER Luxembourg 5 days 0.01 EUR every 28 days for 49.99 EUR
FlexValy STARTER Latvia 5 days 0.01 EUR every 28 days for 29.99 EUR
FlexValy STARTER Morocco 5 days 0.01 USD every 28 days for 33.99 USD
FlexValy STARTER Monaco 5 days 0.01 EUR every 28 days for 39.99 EUR
FlexValy STARTER Moldova 5 days 0.01 USD every 28 days for 33.99 USD
FlexValy STARTER Malta 5 days 0.01 EUR every 28 days for 29.99 EUR
FlexValy STARTER Mexico 5 days 0.01 MXN every 28 days for 621.99 MXN
FlexValy STARTER Malaysia 5 days 0.01 MYR every 28 days for 138.99 MYR
FlexValy STARTER Netherlands 5 days 0.01 EUR every 28 days for 49.99 EUR
FlexValy STARTER Norway 5 days 0.01 NOK every 28 days for 525.99 NOK
FlexValy STARTER New Zealand 5 days 0.01 NZD every 28 days for 79.99 NZD
FlexValy STARTER Peru 5 days 0.01 USD every 28 days for 33.99 USD
FlexValy STARTER Philippines 5 days 0.01 PHP every 28 days for 2089.99 PHP
FlexValy STARTER Poland 5 days 0.01 PLN every 28 days for 127.99 PLN
FlexValy STARTER Portugal 5 days 0.01 EUR every 28 days for 39.99 EUR
FlexValy STARTER Paraguay 5 days 0.01 USD every 28 days for 33.99 USD
FlexValy STARTER Qatar 5 days 0.01 QAR every 28 days for 124.99 QAR
FlexValy STARTER Romania 5 days 0.01 RON every 28 days for 152.99 RON
FlexValy STARTER Serbia 5 days 0.01 EUR every 28 days for 29.99 EUR
FlexValy STARTER Saudi Arabia 5 days 0.01 SAR every 28 days for 128.99 SAR
FlexValy STARTER Sweden 5 days 0.01 SEK every 28 days for 531.99 SEK
FlexValy STARTER Singapore 5 days 0.01 SGD every 28 days for 37.99 SGD
FlexValy STARTER Slovenia 5 days 0.01 EUR every 28 days for 29.99 EUR
FlexValy STARTER Slovakia 5 days 0.01 EUR every 28 days for 29.99 EUR
FlexValy STARTER Turkey 5 days 0.01 EUR every 28 days for 29.99 EUR
FlexValy STARTER Taiwan 5 days 0.01 TWD every 28 days for 1105.99 TWD
FlexValy STARTER Uruguay 5 days 0.01 USD every 28 days for 33.99 USD
FlexValy STARTER Vietnam 5 days 1.00 VND every 28 days for 596999.00 VND
FlexValy STARTER South Africa 5 days 0.01 ZAR every 28 days for 589.99 ZAR
FlexValy Nutrition Guide Argentina days 43248.00 ARS every 0 days for 0.00 ARS
FlexValy Nutrition Guide Austria days 24.99 EUR every 0 days for 0.00 EUR
FlexValy Nutrition Guide Australia days 40.99 AUD every 0 days for 0.00 AUD
FlexValy Nutrition Guide Belgium days 24.99 EUR every 0 days for 0.00 EUR
FlexValy Nutrition Guide Bulgaria days 24.99 EUR every 0 days for 0.00 EUR
FlexValy Nutrition Guide Canada days 39.99 CAD every 0 days for 0.00 CAD
FlexValy Nutrition Guide Switzerland days 22.99 CHF every 0 days for 0.00 CHF
FlexValy Nutrition Guide Chile days 26398.00 CLP every 0 days for 0.00 CLP
FlexValy Nutrition Guide Colombia days 90420.00 COP every 0 days for 0.00 COP
FlexValy Nutrition Guide Czech Republic days 603.00 CZK every 0 days for 0.00 CZK
FlexValy Nutrition Guide Germany days 24.99 EUR every 0 days for 0.00 EUR
FlexValy Nutrition Guide Denmark days 186.99 DKK every 0 days for 0.00 DKK
FlexValy Nutrition Guide Ecuador days 29.99 USD every 0 days for 0.00 USD
FlexValy Nutrition Guide Estonia days 24.99 EUR every 0 days for 0.00 EUR
FlexValy Nutrition Guide Spain days 24.99 EUR every 0 days for 0.00 EUR
FlexValy Nutrition Guide Finland days 24.99 EUR every 0 days for 0.00 EUR
FlexValy Nutrition Guide France days 24.99 EUR every 0 days for 0.00 EUR
FlexValy Nutrition Guide United Kingdom days 20.99 GBP every 0 days for 0.00 GBP
FlexValy Nutrition Guide Greece days 24.99 EUR every 0 days for 0.00 EUR
FlexValy Nutrition Guide Hong Kong days 225.00 HKD every 0 days for 0.00 HKD
FlexValy Nutrition Guide Croatia days 24.99 EUR every 0 days for 0.00 EUR
FlexValy Nutrition Guide Hungary days 9108.00 HUF every 0 days for 0.00 HUF
FlexValy Nutrition Guide Indonesia days 514000.00 IDR every 0 days for 0.00 IDR
FlexValy Nutrition Guide Republic of Ireland days 24.99 EUR every 0 days for 0.00 EUR
FlexValy Nutrition Guide Israel days 85.99 ILS every 0 days for 0.00 ILS
FlexValy Nutrition Guide Iceland days 24.99 EUR every 0 days for 0.00 EUR
FlexValy Nutrition Guide Italy days 24.99 EUR every 0 days for 0.00 EUR
FlexValy Nutrition Guide Japan days 4575.00 JPY every 0 days for 0.00 JPY
FlexValy Nutrition Guide Korea days 40725.00 KRW every 0 days for 0.00 KRW
FlexValy Nutrition Guide Kazakhstan days 29.99 USD every 0 days for 0.00 USD
FlexValy Nutrition Guide Liechtenstein days 22.99 CHF every 0 days for 0.00 CHF
FlexValy Nutrition Guide Lithuania days 24.99 EUR every 0 days for 0.00 EUR
FlexValy Nutrition Guide Luxembourg days 24.99 EUR every 0 days for 0.00 EUR
FlexValy Nutrition Guide Latvia days 24.99 EUR every 0 days for 0.00 EUR
FlexValy Nutrition Guide Morocco days 29.99 USD every 0 days for 0.00 USD
FlexValy Nutrition Guide Monaco days 24.99 EUR every 0 days for 0.00 EUR
FlexValy Nutrition Guide Moldova days 29.99 USD every 0 days for 0.00 USD
FlexValy Nutrition Guide Malta days 24.99 EUR every 0 days for 0.00 EUR
FlexValy Nutrition Guide Mexico days 493.00 MXN every 0 days for 0.00 MXN
FlexValy Nutrition Guide Malaysia days 118.00 MYR every 0 days for 0.00 MYR
FlexValy Nutrition Guide Netherlands days 24.99 EUR every 0 days for 0.00 EUR
FlexValy Nutrition Guide Norway days 273.00 NOK every 0 days for 0.00 NOK
FlexValy Nutrition Guide New Zealand days 48.99 NZD every 0 days for 0.00 NZD
FlexValy Nutrition Guide Peru days 29.99 USD every 0 days for 0.00 USD
FlexValy Nutrition Guide Philippines days 1763.00 PHP every 0 days for 0.00 PHP
FlexValy Nutrition Guide Poland days 106.99 PLN every 0 days for 0.00 PLN
FlexValy Nutrition Guide Portugal days 24.99 EUR every 0 days for 0.00 EUR
FlexValy Nutrition Guide Paraguay days 29.99 USD every 0 days for 0.00 USD
FlexValy Nutrition Guide Qatar days 104.99 QAR every 0 days for 0.00 QAR
FlexValy Nutrition Guide Romania days 130.99 RON every 0 days for 0.00 RON
FlexValy Nutrition Guide Serbia days 24.99 EUR every 0 days for 0.00 EUR
FlexValy Nutrition Guide Saudi Arabia days 107.99 SAR every 0 days for 0.00 SAR
FlexValy Nutrition Guide Sweden days 273.99 SEK every 0 days for 0.00 SEK
FlexValy Nutrition Guide Singapore days 36.99 SGD every 0 days for 0.00 SGD
FlexValy Nutrition Guide Slovenia days 24.99 EUR every 0 days for 0.00 EUR
FlexValy Nutrition Guide Slovakia days 24.99 EUR every 0 days for 0.00 EUR
FlexValy Nutrition Guide Turkey days 24.99 EUR every 0 days for 0.00 EUR
FlexValy Nutrition Guide Taiwan days 926.99 TWD every 0 days for 0.00 TWD
FlexValy Nutrition Guide Uruguay days 29.99 USD every 0 days for 0.00 USD
FlexValy Nutrition Guide Vietnam days 752498.00 VND every 0 days for 0.00 VND
FlexValy Nutrition Guide South Africa days 466.99 ZAR every 0 days for 0.00 ZAR

Trials

By enrolling in a membership plan with , you give permission for your payment card to be charged for the trial period and, if you continue, for the ongoing subscription fee. Once your account is created, a confirmation email will be sent to the email address provided during sign-up, including billing information. A reminder email will also be sent—seven days prior to trial expiration, or immediately after purchase for shorter trials—containing the trial’s expiration date, your purchase invoice, and these Terms of Use. Your enrollment serves as consent for to charge your payment method automatically once the trial ends. Please ensure that your email settings allow delivery of confirmation and reminder messages. If you fail to receive them, contact our Customer Support Centre.

Billing Terms

Charges will be processed automatically using your chosen payment method. The duration of your billing cycle corresponds to the subscription plan you selected. You will receive invoices and confirmation emails. If a payment fails, we may attempt to process it again, which could adjust your payment date. You remain accountable for any unpaid amounts until cancellation. may, at its sole discretion, offer subscription discounts without notice. You acknowledge that a small convenience fee may be charged for card payments, ranging from €0.01 to €0.10.

Payments are securely encrypted and may be processed by third-party providers, whose terms also apply. We are not liable for any actions taken by these third parties.

6. Payment Methods

We support multiple payment options allowing you to pay. All transactions are processed over a fully SSL-encrypted connection and it is your responsibility to ensure that your payment details remain accurate and valid. If a payment cannot be completed, access to your account may be temporarily paused until the issue is corrected. By submitting your payment information, you confirm that the card and billing details are valid and lawfully yours, and you consent to their sharing with authorized third parties such as payment processors or acquiring banks. Please note that payments handled by external providers are subject to their own terms and conditions, and bears no liability for any matters arising from your interactions with those providers.

7. Subscription Cancellation

You may cancel your subscription at any time. If you cancel, your subscription will remain active until the end of the current billing cycle. Refunds are provided according to our refund policy, which allows for full refunds within 14 days of the payment.

The Billing Terms of FlexValy may change at any time, with revised fees published on the Service. Continued use of the Site or a Membership purchase after such updates indicates your acceptance of the revised terms.

8. User Conduct

You agree to use FlexValy in a lawful and respectful manner. The following actions are prohibited:

• Engaging in fraud or illegal activity.
• Disrupting or interfering with the functionality of our services.
• Uploading malicious software or harmful content.
• Harassing or abusing other users.

Violation of these terms may result in suspension or termination of your account.

You accept that cannot be held accountable for any disputes or claims involving you and .

9. Privacy and Data Protection

We value your privacy and are committed to protecting your personal data. Please refer to our Privacy Policy for detailed information on how we collect, use, and protect your information. In accordance with GDPR, acts as the Data Controller for the majority of personal information we collect. However, for certain logs or data transmitted through the platform, we operate as a Data Processor and handle the information strictly based on the user’s instructions.

10. Limitation of Liability

We make every effort to provide reliable services, but we are not liable for:

• Any indirect, incidental, or consequential damages arising from the use or inability to use our platform.
• ny data loss, interruption, or unavailability of service, except where required by law.

Our total liability is limited to the amount paid by you for the service during the past 12 months.

11. Dispute Resolution

In the event of a dispute arising out of or in connection with the use of our website or services, the parties will seek to resolve the dispute amicably through good-faith discussions. Where appropriate, the parties may mutually agree to refer the dispute to arbitration for resolution, subject to the applicable arbitration rules and legislation.

Nothing in this clause shall prevent either party from pursuing any rights or remedies available to it before the competent courts.

We ensure that our practices comply with applicable EU consumer protection and product liability laws, including Directive 2011/83/EU and its applicable national transpositions. We do not exclude or limit our liability where such exclusion or limitation is prohibited by applicable law. Subject to these legal limitations, we shall not be liable for any indirect, incidental, or consequential losses arising from or in connection with the use of our website or services.

12. Modifications to the Terms

We may update or revise these Terms at any time. Any changes will be posted on this page, and the revised Terms will be effective immediately upon posting. We recommend that you review this page periodically to stay informed about our policies.

13. Feedback and Suggestions

We welcome your feedback and suggestions. By providing them, you agree that FlexValy may use your input to improve our offerings, enhance security, prevent fraud, and comply with applicable legal standards.

14. Governing Law

These Terms are governed by the laws of Cyprus. Any disputes related to these Terms will be subject to the exclusive jurisdiction of the courts in .

15. Contact Us

If you have any questions or concerns about this Terms of Service or our data practices, please contact us at [email protected] or +35722030296 (Mon–Fri, 09:00–17:00 UTC), or mail to VALYSIS TRADING LTD (HE465540), Patmou 13, 2416, Nicosia, Cyprus.

16. Entire Agreement

These Terms represent the entire agreement between you and FlexValy and supersede all prior agreements or understandings.

By law, we must ask your consent. Essential cookies run the site; optional cookies support insights, personalization, and advertising. Consent can be withdrawn at any time Read more .